Beracha Payment Solutions

Beracha Payment Solutions

Beracha is a Christian based organization that is dedicated to serving our clients daily with integrity, openness, personal excellence, constructive self-criticism, continual self-improvement, and mutual respect. Beracha Payment Solutions provides you with a complete and total package enabling you to take all major credit cards, as well as eCheck and ACH.

  • 25 Years of Experience
  • 24/7 In-House Support
  • Guaranteed lowest rate by at least 15%.

Schedule a Beracha Payment Solutions Appointment

Personalized Payment Solutions

WIth our Personalized Payment Solutions Center, you have optional capabilities as well.  This includes bricks and mortar swipe devices with the latest chip capabilities and mobile swipe capabilities for all Apple and Android smart phones and related portable devices.  With a secured back-end, you can easily enable people to call in payments and donations as well.

Certify PCI

CertifyPCI™ is an in-house automated web-based PCI tool that provides an easy way to PCI certify qualified merchants and agents.

Ispy Fraud

iSpyFraud’s software allows a merchant to anticipate and defend against fraudulent activity.

Customer Vault

The Customer Vault was designed specifically for businesses of any size to address concerns about handling customer payment information.

IProcess

Take your storefront with you wherever you go with the iProcess™ mobile application.

Syncpay

Skip the double entries and let QuickBooks™ SyncPay handle your transactions from start to finish.

Swipe

SWIPE enables merchants using card readers to accept card-present transactions.

Payer Authentication

Payer Authentication are security protocols developed by Visa and MasterCard that allow consumers to shop online more securely.

Electronic Invoicing

Electronic Invoicing enables merchants to invoice customers via e-mail and allows customers to make payments by following an embedded link.

Electronic Check

ACH transactions offer many potential benefits to merchants who make ACH available to their customers.

Certify PCI

Being PCI compliant and protecting cardholder data is not only smart, but a must! Unfortunately when it comes to PCI compliance, not all merchants are getting this message and achieving compliance.

According to a recent study conducted by Verizon, only 1 in 10 merchants are fully compliant with PCI DSS 2.0. It’s clear that merchants could use some help in this area and Certify PCI™ is the perfect tool for the job; its web-based assessment truly simplifies the process and helps merchants to become compliant.

  • CertifyPCI™ is an in-house automated web-based PCI tool that provides an easy way to PCI certify qualified merchants and agents.
  • Using payment applications that support PCI Data Security Standards (DSS) compliance mitigates emerging security risks.
  • CertifyPCI™ is the first and only gateway integrated PCI Compliance software that will provide a client with a turnkey e-commerce solution inclusive of PCI certification.
  • Committed to streamline that process for merchants and agents to achieve and maintain a high security posture for their businesses.
  • Offers a $50,000 per occurrence insurance for merchants and agents should there be a compromise incident.
  • With PCI compliancy status, we allow merchants to unlock sensitive payment information after they have provided the gateway, a current and valid PCI acceptance certificate and are approved by a gateway administrator.

Ispy Fraud

iSpyFraud’s software allows a merchant to anticipate and defend against fraudulent activity. Merchants can configure extensive filters to detect suspicious transactions before they’re approved, and additionally, are provided with enhanced reporting capabilities that give them access to all the information they need to root out fraudsters for good.

How does iSpyFraud work?

With iSpyFraud, merchants will have the ability to:

  • Set rule-based parameters for transactions, defining such things as transaction volume per user, maximum amount charged in one transaction, and more
  • Quickly and easily review transactions in any state, whether approved or not
  • Access accurate and consolidated reports detailing the ins and outs of each transaction

Who Needs iSpyFraud?

Although most businesses could benefit from advanced security when accepting payments, some merchants are particularly prone to fraud:

  • Merchants in what would be considered a high-risk business, including but not limited to electronics, subscription-based sales, weapons, fantasy sports, online gambling, and financial consulting
  • Merchants who process a high volume of transactions, particularly card-not-present
  • Merchants with international clientel

Customer Vault

Merchants who utilize the Customer Vault can process transactions and maintain an up-to-date customer database without storing any customer payment details. All sensitive customer data was transmitted through encrypted channels and authorizations, captures, refunds and settlements were managed remotely without storing any cardholder data locally. This gives the merchant unparalleled application flexibility while shifting its liability of PCI compliancy.

IProcess

Take your storefront with you wherever you go with the iProcess™ mobile application. This application works seamlessly with the iPS Enterprise Encrypted Mobile Card Reader and provides flexibility and convenience to accept credit and debit card payments anywhere via phone or tablet.

  • Supported Devices: Apple and Android based devices.
  • Swipe solution is hardware encrypted
  • Process keyed or swipe transactions with retail rates
  • Add multiple MIDs inside the iProcess mobile application
  • Geotag the location on receipt
  • Capture digital signatures and add tip amount if needed
  • Receipts can be emailed or sent via SMS
  • Perform full or partial refund via Transaction History Log
  • Application is free to download and no additional per transaction fees apply

Syncpay

Skip the double entries and let QuickBooks™. SyncPay handle your transactions from start to finish. From processing the transaction to creating the appropriate accounting entry to marking the transaction as paid, QuickBooks™ SyncPay handles it all for you from right within your QuickBooks environment.

  • SyncPay provides support for payment processing from directly within QuickBooks™
  • Compatible with QuickBooks Pro™, QuickBooks Premier™ and QuickBooks Enterprise™
  • Allows merchants to pay invoices
  • Generate sales receipts
  • Process batch transactions and view batch reports
  • All features can be don without ever leaving QuickBooks™
  • Process multiple payments against open invoices at the touch of a button
  • SyncPay also includes support for end-to-end encrypted card present swiped transactions after attaching a hardware encrypted secure card reader

Swipe

SWIPE enables merchants using card readers to accept card-present transactions by installing a lightweight Windows based point-of-sale software application. It provides merchants and retailers with true end-to-end encryption processing by integrating the MagneSafe Transaction Security Solution.

  • RECORD RETRIEVAL Immediately locate signed receipts stored in the gateway
  • SIGNATURE CAPTURE Fight disputes with chargeback representment
  • USEFUL DATA Store up to 20 merchant defined fields in the Customer Vault for future business
  • EMAIL RECIEPTS Automatically email receipts to customers
  • ENHANCED SECURITY Encrypted end-to-end PED compliant security protects cardholders against breach
  • COST EFFICIENT Save Money by paying lower card-present rates

Payer Authentication

Payer Authentication, also known as Verified by Visa (VbV) and MasterCard SecureCode™, are security protocols developed by Visa and MasterCard that allow consumers to shop online more securely. Visa and MasterCard also give back to eCommerce businesses that enable these programs by providing chargeback protection and lower interchange rates.

  • Fraudulent chargeback protection (per the rules of Visa and MasterCard)
  • Interchange discounts averaging 20 basis points
  • Dramatic reduction in the fraud screening costs and manual review
  • Higher AOV (Average Order Value); secure, confident Customers spend more
  • Free and automatic platform upgrades
  • Expand internationally, risk-free
  • Consumer brand loyalty and security

Electronic Invoicing

Electronic Invoicing enables merchants to invoice customers via e-mail and allows customers to make payments by following an embedded link. Invoices are generated with line-by-line detailed information and automatically converted to PDFs that are attached and sent to the customer’s e-mail address.

  • MANAGE YOUR RESOURCES WISELY Streamline the billing process by reducing the time it takes to manage the paperwork and get paid
  • SECURE No need for merchants to store sensitive data eliminating the most rigorous of PCI compliance issues
  • ACCEPT FULL OR PARTIAL PAYMENTS Ability to accept multiple, full or partial payments in different forms
  • REAL-TIME INVOICE CREATION & DELIVERY Encourage faster payments
  • REPORTING Maintain more complete and secure records with our enhanced reporting system
  • SUPPORT MULTIPLE CURRENCIES & TAX STRUCTURES Supports over 90 currencies

Electronic Check

Even as credit cards become more and more prevalent in the market, ACH use trends continue to rise. Why? Because ACH is multipurpose; there are many ways to utilize the ACH network, including:

  • Preauthorized credits or debits
  • Recurring billing
  • Payroll
  • Transactions via phone
  • Web transactions using e-check
  • Resubmitting a bounced physical check

Processing Partners

nmi logo
Our preferred gateway provider
tsys logo
Our preferred credit card processor
sage logo
Our preferred ACH provider

Contact Beracha today for solutions designed to grow your organization

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